Pulley-WhiteInsurance.com

Marine Industry Insurance

Marina Program | Shipwright Program | Ocean Marine

Marina Program - Coverage To Help Keep Exposures At Bay

When you look around your marina, you might see a flurry of activity on any given day as boaters take to the open waters. Some people go for recreation, while others simply look to enjoy peaceful waterways and escape the land.

Many return to tie their lines at your docks. It’s a little piece of nautical life we all know well.

As a marina operator, you should know about our Marina Program. This program provides complete and affordable protection from all of the elements that marina operators, boat dealers and yacht clubs face every day.

You understand the importance of having a flexible insurance program that covers you where you need it most. After all, your business depends on it. With our Marina Program, you’ll receive the type of coverage that helps protect your business from a wave of serious risks.

Here’s a look at the full line of primary coverages and services we offer:

Marina Operators Legal Liability
Covers the care, custody and control exposures for which you are legally liable while offering repairs, storage, moorage, docking, hauling, launching, fueling, and other transient services.

Protection and Indemnity
Watercraft liability coverage.

Boat Dealer’s Coverage
To protect the assets of your boat dealership.

Piers and Docks Coverage
Coverage for your valuable piers and docks.

Owned Workboats
Hull coverage for owned workboats.

The following coverages are also available:

Property

General Liability

Equipment

Commercial Automobile

Commercial Umbrella

Bumbershoot

Workers’ Compensation

Here's what makes our Marina Program different from others :

Superior customer service

Claims handling

Loss prevention services

Your independent agent, working along with our experienced underwriters, can customize a program tailored to your individual needs.

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Shipwright Program - You pride in your work...

Pulley-White Insurance takes pride in backing up your workmanship with outstanding marine insurance coverage designed to fit your needs. This program is designed for specialty ship repairers and marine contractors.

An extensive combination of coverages in a single policy, including protection for:

Marine General Liability

Ship Repairers' Legal Liability

Miscellaneous Property

Key Coverage Features

Marine general liability, including coverage for products, and completed operations liability and contractual liability

Premises liability coverage

Worldwide coverage territory for liability coverages

No errors and omissions exclusion

Limits of $1 million per occurrence and $2 million aggregate

Ship repairer's legal liability for damage to vessels and the property of others, as a result of making repairs or alterations to vessels that are in the insured's care

$5,000 miscellaneous property coverage limit for tools and supplies

Flat premiums - no adjustments

Low deductibles:
- $2,500 for MGL/SRLL
- $1,000 for miscellaneous property

Automatic Additional Coverages

Traveling workman

Land transportation

Other non-marine work

Non-owned vessel protection and indemnity

Optional Coverages Available

Sudden and accidental pollution

Terrorism

$10,000 miscellaneous property limit

Eligibility

Shipwright coverage is designed for specialty ship repairers and marine contractors:

That are employee-owned or owner-operated;

That are loss-free for at least three years;

That are primarily involved in marine repair work; and

With gross receipts under $350,000.

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Ocean Marine

- Covering the Waters of the World

Our Ocean Marine program offers a broad range of coverages to international shippers and transportation companies. Our product line covers the full range of your cliant's marine exposures, from cargo, luxury yacht and marine liabilities to hull & machinery and protection & indemnity. In addition, our specialized property / casualty team can tailor insurance solutions to address your non-marine exposures, providing a total insurance solution.

Marine Cargo :

Importers and exporters

Manufacturers

Wholesalers

Distributors

Pharmaceuticals

Food products

Textiles

Apparel

Automobiles

Sporting goods

Machinery

Liquor

Chemicals

Marine Liabilities :

Boat Dealers

Boat Manufacturers

Marinas

Wharfingers

Stevedores

Marine Contractors

Port authorities

Ship repairers

Terminal operators

Vessel charterers

Excess & Bumbershoot

Umbrella coverage available for many classes of marine business

Luxury Yachts

Up to $20 million hull value

Hull & Machinery and Protection & Indemnity (P&I) :

Tugs

Barges

Crew and supply boats

Excursion and cruise vessels

Research vessels

Ferries

Miscellaneous workboats

Vessel builders' risk

Charter boats